Getting Mortgage Pre-Approved
Getting pre-approved, prior to looking at homes is a good first step for many reasons.
- Having budget numbers pre-determined removes many stresses from the shopping process, freeing you up to enjoy house hunting.
- In a healthy market like ours, the most desirable homes priced correctly will simply move faster. Having financing in order is a very important first step in being able to submit an offer quickly.
- Sellers will be more motivated to accept showing request from prequalified shoppers.
- Having pre-approval in place can significantly speed up the entire closing process.
Having your financing in order conveys the seriousness of your interest as well as improving your negotiation ability when the perfect property is found.
If you need a local lender, we are here to help. Let us know if you are a first time home buyer, we have resources just for you!